✨ AI Loan Estimate Analysis️

Save Thousands on Your Loan Estimate.

Compare your fees vs best in class lenders and today's market low rates

Your Loan Estimate Analysis

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Overall Score

This score reflects the overall quality of the loan estimate, considering interest rates, fees, and other factors that impact the total cost to the borrower.

D-

Rate & APR

This score assesses the competitiveness of the interest rate and the annual percentage rate (APR).

C-

Loan Costs

This score evaluates the reasonableness and transparency of all loan-related fees.

D

Title Fees

This score focuses on the costs associated with title services, such as title insurance and settlement fees.

C

Escrow & Prepaids

This score examines the amounts required for prepaid items and escrow accounts.

B-

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In-Depth Analysis

Overall Score D-

Reduce Interest Rate

Explore options with Altgage to potentially secure a lower interest rate, reducing your monthly payments and overall loan cost. Altgage has the industries lowest rates, commisions, closing costs, and fees.

Reduce Fees

Request the removal of unnecessary fees such as application and credit report fees to lower your closing costs. Altgage has the industries lowest rates, commisions, closing costs, and fees.

Social Proof

Here's what people are saying.

We've helped homebuyers save thousands on their mortgages.
Quote

Princeton's AI Loan Estimate Analyzer tool revealed $4,200 in hidden origination fees that weren't properly disclosed on my Loan Estimate. I confronted my lender with this information and got them reduced significantly. This technology saved me thousands!

Steve Miller

First-time Homebuyer

Quote

The AI analysis compared my Closing Disclosure with industry standards and highlighted that my title insurance was priced above market rates. This insight helped me negotiate a $1,800 reduction before finalizing my mortgage. That's a lot of money saved!

Alexandra Chen

Recent Home Purchaser

Quote

During my mortgage refinance, the Princeton AI analyzer detected inconsistencies in my loan terms that would have cost me $5,300 over five years. The detailed breakdown made it simple to address these issues with my lender and secure better terms.

Sophia Bennett

Homeowner

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FAQ

A Mortgage Loan Estimate is a standardized document that lenders are required to provide within 3 business days of receiving your mortgage application. It outlines the estimated terms, interest rate, monthly payments, closing costs and other fees associated with your proposed mortgage loan.